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Prudentia: The Power of a Debt-Focused Balanced Portfolio

A Unique Portfolio of Mutual Funds Blending Debt and Equity for Optimal Returns

Prudentia

Why Bonanza Prudentia MFPMS?

Prudentia is our highly conservative mutual fund PMS strategy, built for stability and low volatility. With a significant 80% allocation to debt mutual funds and 20% to equity funds—functioning as a hybrid mutual fund portfolio—it delivers resilient returns while maintaining a strategically balanced portfolio allocation for moderate growth.

Wealth Preservation

Long-Term Wealth
Preservation

Stability-driven conservative PMS strategy ensuring minimal drawdowns through our low volatility PMS solution.

Risk-Optimized

Risk-Optimized Asset
Allocation

Combining equity growth with debt fund security for balanced financial planning.

Active fund

Professionally Managed
Portfolio

Active fund management by our mutual fund expert team for risk-adjusted returns through PMS services.


Secure your future with

Bonanza Prudentia

A disciplined, debt-first strategy where 80% allocation to high-quality debt mutual funds and 20% to equity creates a conservative hybrid mutual fund approach. Our PMS with limited equity safeguards your capital from market volatility within a strategically balanced portfolio through our portfolio management service expertise.

80% Debt Funds

80% Debt Funds

Equity Funds

20% Equity Funds

100%

Mutual Funds
Strategy

Invest Smart.
Invest with Bonanza Prudentia

PMS

Who Should Invest in PMS Within Mutual Funds?

Who Should Invest in
PMS Within Mutual Funds?

Designed for investors committing a minimum of ₹50 lakhs, our mutual fund PMS creates a powerful synergy: institutional-grade fund selection paired with discretionary portfolio construction. This ₹50L+ MF-centred PMS solution is engineered for those who demand diversification but require custom-built strategies and active alpha generation.

Best suited for :

  • High Net Worth Individuals (HNIs): Investors with substantial capital (typically ₹50 lakh minimum) who have already built a strong foundation with mutual funds.
  • Investors Seeking Customization: Those who want to tailor their portfolio to specific goals, tax situations, or risk appetites, rather than using one-size-fits-all mutual funds.
  • Long-Term Investors: Those who can lock in capital for 3-5 years or more to allow for market cycles and the portfolio manager’s strategy to work.
  • Institutional Investors/NRIs: Entities or individuals with large investable funds looking for professional management, often for specific, niche investment strategies.
Bonanza Prudentia

Our Bonus For You

Key Features of
Bonanza Prudentia

Key Features of Bonanza Prudentia

  • Debt-Focused Stability:

    Built on an ultra-conservative core with 80% allocation to debt mutual funds as part of our low volatility PMS solution.

  • Tactical Equity Exposure :

    Our PMS with limited equity of 20% functions as a conservative hybrid mutual fund strategy, providing a low-risk growth kicker.

  • Capital Preservation:

    Primary mandate is to protect the principal while delivering stable, income-oriented returns through our risk-managed PMS strategy.

  • 100% Direct Mutual Funds:

    Maximizes investor returns by investing in direct plans, eliminating distributor commissions.

  • Benchmark for Safety:

    Performance is measured against the Nifty 50 Hybrid 50:50 Index.

  • Ideal Investor Profile:

    Perfect for risk-averse individuals, pre-retirees, or those seeking a bond-like asset with professional management from our mutual fund investment advisor through this hybrid mutual fund structure and conservative PMS strategy.

Prima testimonial

Success Stories
from Our Investors

Prima testimonial
“Investing felt complex until I discovered Prudentia Fund. Their Moderate Strategy perfectly aligns with my goals, and the results have been impressive. With Prudentia, my portfolio is on the rise, and my confidence in my financial future has never been stronger.”
Investors

Himanshi Jain

Sales Manager

Rating 5.0

Frequently Asked Questions

What is Bonanza Prudentia?

Prudentia is the most conservative MFPMS strategy from our portfolio management services in India, built primarily for capital preservation. Its core mandate is stability, achieved through a highly defensive allocation of 80% debt mutual funds and 20% equity funds—essentially a conservative hybrid mutual fund approach—resulting in a balanced portfolio allocation focused on protection.
This solution represents our PMS for uncertain markets, designed for ₹50L+ investors with limited equity exposure.

Prudentia is best suited for objectives that demand capital stability, low volatility, and predictable outcomes through our risk-managed PMS strategy. It is ideal for HNI and NRI investors building a conservative, steady-return portfolio who want to invest 50 lakh in mutual funds with expert guidance from our mutual fund investment advisor.

Unlike standard hybrid funds, Prudentia is a mutual fund PMS solution with research-driven allocation, active oversight, and a curated basket construction built specifically for HNIs and NRIs. Our PMS within mutual funds offers institutional-grade fund selection that standard hybrid mutual fund products cannot match.

A fixed management fee of 1% per annum for our mutual fund PMS services, charged quarterly on portfolio value. A detailed fee schedule for our portfolio management services in India is provided during onboarding.

Prudentia is ideal for risk-averse investors, retirees, or those nearing a critical financial goal who prioritize safeguarding capital and require a stable, conservative hybrid portfolio designed to reduce volatility over market cycles. Recommended investment horizon is a minimum of 2-3 years.

Yes, you can invest in more than one strategy (Prima, Prudentia, or Optima) under the MFPMS framework. However, we recommend investing only in the strategy that suits your primary risk profile and financial goals. Your mutual fund investment advisor will help determine the right PMS strategy for your needs.

You start by contacting a Bonanza advisor to complete a detailed risk assessment and goal profiling. Once the suitable strategy for your MFPMS is determined through consultation with our mutual funds portfolio manager, the necessary onboarding and documentation process begins.
Invest with Bonanza Prudentia today to access our conservative PMS strategy and risk-managed allocation.

Portfolio management services in India are professional investment solutions where experienced fund managers manage your investments based on your financial goals, risk profile, and time horizon.
We offer PMS across major financial hubs and investor communities, including portfolio management services in Delhi, Mumbai, Ahmedabad, Hyderabad, Pune, and Chennai. Our approach is designed to deliver personalized investment strategies regardless of your location.

When selecting portfolio management services companies in India, investors should evaluate factors such as regulatory registration, transparency, performance consistency, and the ability to offer customized solutions.
It is also important to understand whether the provider offers specialized solutions like mutual fund portfolio management services or tailored discretionary and non-discretionary portfolios.

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Your Investment Game?

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